Capture a hyper-realistic photograph of a unique scene featuring a fish sitting on a bench outside its underwater home. The fish, a vibrant, multicolored species with intricate scale patterns and a shimmering tail, should be positioned comfortably on the bench as if it's enjoying a peaceful moment. The bench should be designed with marine materials, such as coral or seaweed, and adorned with small, oceanic details like shells or starfish. The fish's fins and scales should be depicted with meticulous detail, reflecting the ambient, dappled sunlight filtering through the water. The setting should be an enchanting underwater neighborhood, with charming sea houses made from shells and sea plants in the background. The lighting should be soft and warm, creating a serene and inviting atmosphere that highlights the delicate textures of the fish and its surroundings, making the scene both magical and believable